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Our Children’s Children is a foundation to help the world think about the future. It is intended to bring about world peace, the unlearning of terrorism, the healing of the world, the protection of all life, and making this world a better place for our children’s children’s children and all the other life that we share the world with.

Canada Mortgage and Housing Corporation (CMHC) is Canada’s national housing agency. Established as a government-owned corporation in 1946 to address Canada’s post-war housing shortage, the agency has grown into a major national institution. CMHC is Canada’s premier provider of mortgage loan insurance, mortgage-backed securities, housing policy and programs, and housing research.

This easy-to-use mortgage calculator will help you estimate the maximum house price and mortgage you can afford, as well as your monthly mortgage payments. The shortest answer to that question is: it depends on a number of factors. The most important are your gross household income, your down payment and the mortgage interest rate. Lenders will also consider your assets and liabilities. Your own lifestyle and debt comfort zone also come into play. Use the Mortgage Calculator to estimate the maximum mortgage you can afford. This calculation is based on two simple rules that lenders use to determine how much of a mortgage you can afford. The first rule is that your monthly housing costs should not exceed 32% of your gross monthly household income. Housing costs include monthly mortgage payments, taxes and heating expenses. If applicable, this sum should also include half of monthly condominium fees. Secondly, your entire monthly debt load should not be any more than 40% of your gross monthly income. This includes housing costs, and other debts such as car payments, personal loans, and credit card payments.

fundamentals in this clear explanation of how reverse mortgages differ from other home loans.

A news story from the CBC: "The television ad promises fast cash and no monthly payments. And to elderly Canadians whose only asset is their house, it seems a good idea. But a reverse mortgage may cost you a fortune."

National database of distressed, foreclosed, power of sale and court ordered sale real estate across Canada.

ForeclosureRadar.com. Search foreclosure listings, track foreclosure auctions, and manage foreclosure deals.

Glossary of Terms and Abbreviations

Operation Clambake, also referred to by its Web address, Xenu.net, is a website and Norway-based non-profit organization launched in 1996 that publishes mostly critical information about the Church of Scientology. It is owned and maintained by Andreas Heldal-Lund, who has stated that he supports the rights of all people to practice Scientology or any religion, though Operation Clambake has also referred to Scientology as: "a vicious and dangerous cult that masquerades as a religion." The Web site includes texts of petitions, news articles, exposés, and primary source documents.

The word Scientology literally means "the study of truth." It comes from the Latin word "scio" meaning "knowing in the fullest sense of the word" and the Greek word "logos" meaning "study of." Scientology is the study and handling of the spirit in relationship to itself, others and all of life. The Scientology religion comprises a body of knowledge extending from certain fundamental truths. Prime among these: Man is an immortal, spiritual being. His experience extends well beyond a single lifetime. His capabilities are unlimited, even if not presently realized — and those capabilities can be realized. He is able to not only solve his own problems, accomplish his goals and gain lasting happiness, but also achieve new, higher states of awareness and ability. In Scientology no one is asked to accept anything as belief or on faith. That which is true for you is what you have observed to be true. An individual discovers for himself that Scientology works by personally applying its principles and observing or experiencing results. Through Scientology, people all over the world are achieving the long-sought goal of true spiritual release and freedom.